A man looking at his investment portfolio

Current Deposit Rates

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

CDs & IRAs

Account Product Name	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield
CD-90 Days ^a	$ 500.00	2.50%	2.52%
CD-6 Months ^a	$ 500.00	3.50%	3.53%
CD-1 Year ^a	$ 500.00	4.15%	4.21%
CD-18 Months ^a	$ 500.00	3.20%	3.24%
CD-2 1/2 Years ^a	$ 500.00	3.00%	3.03%
CD-5 Years ^a	$ 500.00	3.30%	3.34%
IRA 18 Month-fixed rate ^a	$ 25.00	3.50%	3.55%
IRA 18 Month-variable rate ^a,b	$ 25.00	3.50%	3.55%
IRA 2 1/2 Year ^a	$ 25.00	3.10%	3.13%

Account Product Name

CD-90 Days ^a

$ 500.00

CD-6 Months ^a

$ 500.00

CD-1 Year ^a

$ 500.00

CD-18 Months ^a

$ 500.00

CD-2 1/2 Years ^a

$ 500.00

CD-5 Years ^a

$ 500.00

IRA 18 Month-fixed rate ^a

$ 25.00

IRA 18 Month-variable rate ^a,b

$ 25.00

IRA 2 1/2 Year ^a

$ 25.00

Minimum Opening Deposit

CD-90 Days ^a

2.50%

CD-6 Months ^a

3.50%

CD-1 Year ^a

4.15%

CD-18 Months ^a

3.20%

CD-2 1/2 Years ^a

3.00%

CD-5 Years ^a

3.30%

IRA 18 Month-fixed rate ^a

3.50%

IRA 18 Month-variable rate ^a,b

3.50%

IRA 2 1/2 Year ^a

3.10%

Interest Rate

CD-90 Days ^a

2.52%

CD-6 Months ^a

3.53%

CD-1 Year ^a

4.21%

CD-18 Months ^a

3.24%

CD-2 1/2 Years ^a

3.03%

CD-5 Years ^a

3.34%

IRA 18 Month-fixed rate ^a

3.55%

IRA 18 Month-variable rate ^a,b

3.55%

IRA 2 1/2 Year ^a

3.13%

View our CD Disclosure

View our IRA Disclosure

Savings Account

Daily Balance of:	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield
up to $4,999.99	$ 25.00	0.20%	0.20%
$5,000.00 and up	$ 25.00	0.30%	0.30%

Daily Balance of:

up to $4,999.99

$ 25.00

$5,000.00 and up

$ 25.00

Minimum Opening Deposit

up to $4,999.99

0.20%

$5,000.00 and up

0.30%

Interest Rate

up to $4,999.99

0.20%

$5,000.00 and up

0.30%

View our Savings Disclosure

Now Account ^b^

Minimum Opening Deposit	Minimum Balance to Obtain Annual Percentage Yield ^C	Interest Rate	Annual Percentage Yield
$ 500.00	$ 500.00	0.10%	0.10%

Minimum Opening Deposit

$ 500.00

Minimum Balance to Obtain Annual Percentage Yield ^C

$ 500.00

0.10%

Interest Rate

$ 500.00

0.10%

Individual SuperNow Account ^b^

Daily Balance of:	Minimum Opening Deposit	Minimum Balance to Obtain Annual Percentage Yield ^C	Interest Rate	Annual Percentage Yield
$600.00 – 19,999.99	$ 10,000.00	$ 600.00	0.40%	0.40%
$20,000.00 – 99,999.99	$ 10,000.00	$ 600.00	0.50%	0.50%
$100,000.00 and up	$ 10,000.00	$ 600.00	0.60%	0.60%

Daily Balance of:

$600.00 – 19,999.99

$ 10,000.00

$20,000.00 – 99,999.99

$ 10,000.00

$100,000.00 and up

$ 10,000.00

Minimum Opening Deposit

$600.00 – 19,999.99

$ 600.00

$20,000.00 – 99,999.99

$ 600.00

$100,000.00 and up

$ 600.00

Minimum Balance to Obtain Annual Percentage Yield ^C

$600.00 – 19,999.99

0.40%

$20,000.00 – 99,999.99

0.50%

$100,000.00 and up

0.60%

Interest Rate

$600.00 – 19,999.99

0.40%

$20,000.00 – 99,999.99

0.50%

$100,000.00 and up

0.60%

Non-profit SuperNow Account ^b^

Daily Balance of:	Minimum Opening Deposit	Minimum Balance to Obtain Annual Percentage Yield ^C	Interest Rate	Annual Percentage Yield
$600.00 – 19,999.99	$ 600.00	$ 600.00	0.05%	0.05%
$20,000.00 – 99,999.99	$ 600.00	$ 600.00	0.10%	0.10%
$100,000.00 – 199,999.99	$ 600.00	$ 600.00	0.10%	0.10%
$200,000.00 – 1,000,000.00	$ 600.00	$ 600.00	4.39%	4.48%
$1,000,000.01 and up	$ 600.00	$ 600.00	0.01%	0.01%

Daily Balance of:

$600.00 – 19,999.99

$ 600.00

$20,000.00 – 99,999.99

$ 600.00

$100,000.00 – 199,999.99

$ 600.00

$200,000.00 – 1,000,000.00

$ 600.00

$1,000,000.01 and up

$ 600.00

Minimum Opening Deposit

$600.00 – 19,999.99

$ 600.00

$20,000.00 – 99,999.99

$ 600.00

$100,000.00 – 199,999.99

$ 600.00

$200,000.00 – 1,000,000.00

$ 600.00

$1,000,000.01 and up

$ 600.00

Minimum Balance to Obtain Annual Percentage Yield ^C

$600.00 – 19,999.99

0.05%

$20,000.00 – 99,999.99

0.10%

$100,000.00 – 199,999.99

0.10%

$200,000.00 – 1,000,000.00

4.39%

$1,000,000.01 and up

0.01%

Interest Rate

$600.00 – 19,999.99

0.05%

$20,000.00 – 99,999.99

0.10%

$100,000.00 – 199,999.99

0.10%

$200,000.00 – 1,000,000.00

4.48%

$1,000,000.01 and up

0.01%

Individual IMMA ^b^

Daily Balance of:	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield
up to $19,999.99	$ 25.00	0.50%	0.50%
$20,000.00 – 49,999.99	$ 25.00	1.00%	1.00%
$50,000.00 – 99,999.99	$ 25.00	1.00%	1.00%
$100,000.00 – 199,999.99	$ 25.00	1.50%	1.51%
$200,000.00 – 349,999.99	$ 25.00	2.00%	2.02%
$350,000.00 – 999,999,999.00	$ 25.00	3.00%	3.04%

Daily Balance of:

up to $19,999.99

$ 25.00

$20,000.00 – 49,999.99

$ 25.00

$50,000.00 – 99,999.99

$ 25.00

$100,000.00 – 199,999.99

$ 25.00

$200,000.00 – 349,999.99

$ 25.00

$350,000.00 – 999,999,999.00

$ 25.00

Minimum Opening Deposit

up to $19,999.99

0.50%

$20,000.00 – 49,999.99

1.00%

$50,000.00 – 99,999.99

1.00%

$100,000.00 – 199,999.99

1.50%

$200,000.00 – 349,999.99

2.00%

$350,000.00 – 999,999,999.00

3.00%

Interest Rate

up to $19,999.99

0.50%

$20,000.00 – 49,999.99

1.00%

$50,000.00 – 99,999.99

1.00%

$100,000.00 – 199,999.99

1.51%

$200,000.00 – 349,999.99

2.02%

$350,000.00 – 999,999,999.00

3.04%

Business IMMA ^b^

Daily Balance of:	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield
up to $19,999.99	$ 25.00	0.50%	0.50%
$20,000.00 – 49,999.99	$ 25.00	1.00%	1.00%
$50,000.00 – 99,999.99	$ 25.00	1.50%	1.51%
$100,000.00 – 199,999.99	$ 25.00	2.00%	2.02%
$200,000.00 – 349,999.99	$ 25.00	2.50%	2.53%
$350,000.00 – 999,999,999.00	$ 25.00	3.25%	3.30%

Daily Balance of:

up to $19,999.99

$ 25.00

$20,000.00 – 49,999.99

$ 25.00

$50,000.00 – 99,999.99

$ 25.00

$100,000.00 – 199,999.99

$ 25.00

$200,000.00 – 349,999.99

$ 25.00

$350,000.00 – 999,999,999.00

$ 25.00

Minimum Opening Deposit

up to $19,999.99

0.50%

$20,000.00 – 49,999.99

1.00%

$50,000.00 – 99,999.99

1.50%

$100,000.00 – 199,999.99

2.00%

$200,000.00 – 349,999.99

2.50%

$350,000.00 – 999,999,999.00

3.25%

Interest Rate

up to $19,999.99

0.50%

$20,000.00 – 49,999.99

1.00%

$50,000.00 – 99,999.99

1.51%

$100,000.00 – 199,999.99

2.02%

$200,000.00 – 349,999.99

2.53%

$350,000.00 – 999,999,999.00

3.30%

A penalty may be imposed for early withdrawal.
The interest rate and annual percentage yield may change after account opening.
Daily balance. The amount of the principal in the account each day.

For most up to date rate information please call your local UIB branch.

Salina Branch

55 South State St. P.O. Box 9 Salina, Utah 84654

Get Directions

Phone

435-529-7459

Beaver Branch

195 North Main St P.O. Box 1030 Beaver, Utah 84713

Get Directions

Phone

435-438-2433

Monroe Branch

45 West Center St P.O. Box 70 Monroe, Utah 84754

Get Directions

Phone

435-527-4189

Milford Branch

326 S Main St PO Box 610 Milford Utah 84751

Get Directions

Phone

435-387-2220