At Utah Independent Bank (UIB), we are committed to offering financial solutions that fit your lifestyle and needs. With a variety of UIB checking accounts, we provide options for every customer, whether you’re looking for no-fee** checking, interest-bearing accounts, or specialized solutions for seniors, students, or businesses. Our accounts are designed to make personal banking in Utah easy, convenient, and tailored to your goals.
Learn more about our offerings on the UIB Checking Accounts page.
No-Fee Checking
Our No-Fee** Checking Account is designed for those who want the basics without worrying about hidden costs or service fees. It’s the perfect choice for customers looking for personal banking in Utah that’s straightforward and hassle-free. With unlimited transactions and access to digital tools like UIBillPay, you can enjoy seamless banking without breaking the bank.
Features:
- No service charges
- No minimum balance requirements
- Unlimited check writing
- Free internet banking, online statements, and UIBillPay
- Debit card (upon approval)
Benefits:
- Keep more of your money with limited fees.
- Manage your finances effortlessly using online tools.
Regular Checking
The Regular Checking Account from Utah Independent Bank is ideal for customers who want a blend of traditional banking and digital conveniences. If you maintain a modest balance, this account ensures that you can avoid fees while still enjoying full-service banking. It’s an excellent choice for anyone seeking UIB checking accounts that balance flexibility with reliability.
Features:
- No service fee with a $200 daily balance
- Unlimited check writing
- Free internet banking and online statements
- Free UIBillPay
Benefits:
- Enjoy fee-free banking by maintaining a modest balance.
- Get the best of both worlds: traditional and online banking.
NOW Account
For customers looking to earn interest on their deposits, the NOW Account is a perfect option. This account combines the convenience of UIB checking accounts with the ability to grow your funds over time. It’s an excellent solution for those who want to make their money work harder while enjoying all the benefits of a checking account.
Features:
- No service fee with a $500 daily balance
- Interest paid on balances of $500 or more
- Unlimited check writing
- Free internet banking, online statements, and UIBillPay
Benefits:
- Grow your funds with interest on your account balance.
- Enjoy seamless banking with no service fees when minimum balances are maintained.
Super NOW Account
The Super NOW Account is tailored for customers with higher balances who want to maximize their earnings. It provides enhanced interest rates, making it one of the most rewarding options among UIB checking accounts. With premium features and unlimited check writing, this account is perfect for customers who want a high-performing account for their financial needs.
Features:
- $10,000 minimum balance required
- Higher interest rates on balances of $10,000+
- Unlimited check writing
- Free internet banking, online statements, and UIBillPay
Benefits:
- Earn more with higher interest rates for higher balances.
- Manage your finances efficiently with premium features.
Business Checking
For entrepreneurs and business owners, the Business Checking account offers practical tools to streamline operations. As one of the premier options for local businesses, UIB checking accounts for businesses provide unlimited transactions and essential services like bill pay. With support from Utah Independent Bank, you can focus on growing your business while we handle the financial side.
Features:
- No service fee with a $200 daily balance
- Unlimited check writing
- Bill pay services for efficient payment management
Benefits:
- Simplify your business banking with unlimited transactions.
- Access detailed records and payment tools to manage your operations.
Why Choose UIB Checking Accounts?
Utah Independent Bank offers checking accounts that align with your financial goals and lifestyle. Whether you’re looking for no-fee checking or interest-bearing accounts, UIB provides the tools and support you need. For a detailed overview, visit the UIB Checking Accounts page.
Ready to open your account? Contact your local branch today to get started with UIB checking accounts that suit your needs and enhance your banking experience.
**Overdraft fees may apply, please see full account agreement.
