This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

CDs & IRAs

Account Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield
CD-90 Days a$ 500.002.50%2.53%
CD-6 Months a$ 500.003.80%3.84%
CD-1 Year a$ 500.005.00%5.10%
CD-18 Months a$ 500.003.20%3.24%
CD-2 1/2 Years a$ 500.003.00%3.03%
CD-5 Years a$ 500.003.30%3.34%
IRA 18 Month-fixed rate a$ 25.003.50%3.55%
IRA 18 Month-variable rate a, b$ 25.003.50%3.55%
IRA 2 1/2 Year a$ 25.003.10%3.13%

Savings Account

Daily Balance of:Minimum Opening DepositInterest RateAnnual Percentage Yield
up to $4,999.99$ 25.000.20%0.20%
$5,000.00 and up$ 25.000.30%0.30%

Now Account b

Minimum Opening DepositMinimum Balance to Obtain Annual Percentage Yield cInterest RateAnnual Percentage Yield
$ 500.00$ 500.00 0.10%0.10%

Individual SuperNow Account b

Daily Balance of:Minimum Opening DepositMinimum Balance to Obtain Annual Percentage Yield cInterest RateAnnual Percentage Yield
$600.00 – 19,999.99$ 10,000.00$ 600.000.40%0.40%
$20,000.00 – 99,999.99$ 10,000.00$ 600.000.50%0.50%
$100,000.00 and up$ 10,000.00$ 600.000.60%0.60%

Non-profit SuperNow Account b

Daily Balance of:Minimum Opening DepositMinimum Balance to Obtain Annual Percentage Yield cInterest RateAnnual Percentage Yield
$600.00 – 19,999.99$ 600.00$ 600.000.05%0.05%
$20,000.00 – 99,999.99$ 600.00$ 600.000.10%0.10%
$100,000.00 – 199,999.99$ 600.00$ 600.000.10%0.10%
$200,000.00 – 1,000,000.00$ 600.00$ 600.005.32%5.45%
$1,000,000.01 and up$ 600.00$ 600.000.01%0.01%

Individual IMMA b

Daily Balance of:Minimum Opening DepositInterest RateAnnual Percentage Yield
up to $19,999.99$ 25.000.50%0.50%
$20,000.00 – 49,999.99$ 25.001.00%1.00%
$50,000.00 – 99,999.99$ 25.001.50%1.51%
$100,000.00 – 199,999.99$ 25.002.00%2.02%
$200,000.00 – 349,999.99$ 25.002.50%2.53%
$350,000.00 – 999,999,999.00$ 25.003.50%3.56%

Business IMMA b

Daily Balance of:Minimum Opening DepositInterest RateAnnual Percentage Yield
up to $19,999.99$ 25.000.50%0.50%
$20,000.00 – 49,999.99$ 25.001.00%1.00%
$50,000.00 – 99,999.99$ 25.001.50%1.51%
$100,000.00 – 199,999.99$ 25.002.00%2.02%
$200,000.00 – 349,999.99$ 25.003.00%3.04%
$350,000.00 – 999,999,999.00$ 25.004.00%4.07%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.

For most up to date rate information please call your local UIB branch.

Salina Branch


Address

55 South State St.
P.O. Box 9
Salina, Utah 84654

Get Directions

Phone

Phone: 435-529-7459

24 Hour ATM available

Lobby Hours

Monday – Friday: 9:00 am – 5:00 pm
Saturday: Closed

Drive Up Hours

Monday – Friday: 9:00 am – 5:00 pm
Saturday: Closed

Beaver Branch


Address

195 North Main St
P.O. Box 1030
Beaver, Utah 84713

Get Directions

Phone

Phone: 435-438-2433

24 Hour ATM available

Lobby Hours

Monday – Friday: 9:00 am – 5:00 pm
Saturday: Closed

Drive Up Hours

Monday – Friday: 8:00 am – 5:00 pm
Saturday: Closed

Monroe Branch


Address

45 West Center St
P.O. Box 70
Monroe, Utah 84754

Get Directions

Phone

Phone: 435-527-4189

24 Hour ATM available

Lobby Hours

Monday – Friday: 9:00 am – 5:00 pm
Saturday: Closed

Drive Up Hours

Monday – Friday: 8:00 am – 5:00 pm
Saturday: Closed

Milford Branch


Address

326 S Main St
PO Box 610
Milford Utah 84751

Get Directions

Phone

Phone: 435-387-2220

24 Hour ATM available

Lobby Hours

Monday – Friday: 9:00 am – 4:00 pm
Saturday: Closed

Drive Up Hours

Monday – Thursday: 9:00 am – 4:00 pm
Friday: 9:00am – 5:00 pm
Saturday: Closed